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his employer insures this risk - to give him full medical attention. Therefore, either the employer or the insurance company provides him with all of his doctors, all of his nurses and all of his hospital treatment, if he needs hospital treatment. The result is that the only doctors who see him are those who are paid by either the employer or the insurance carrier. I don't mean to say that they aren't good and honorable men.

Just about this time there sprang up the custom, originated by some bright doctor who would rather see patients in a clinic than to go out visiting them in their homes and laying hands upon the sick, of establishing what he called a clinic. Then this doctor would do a wholesale business for several insurance companies. By the time he had been around the Commission - appearing as a witness and listening to the testimony of other doctors - such a doctor could get to be quite an expert witness. He knew what it would take to get a case by our doctors and so forth. It became a very bad practise. They've still got them. Nobody can break them up. It's a very profitable business for a doctor. He establishes a clinic. Several insurance companies send their cases to him. The better and older established insurance companies had their own medical departments. Their