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workmen's compensation law. The companies that wrote workmen's compensation were pretty careful about advising their insured about the major hazards. The insurance companies didn't want to have to pay castrophe claims. Nor did they want to pay a lot of permanent disability or death claims. So their inspectors were on the look.

Here again the big employer had the advantage, because he employed 1800 people and the insurance premium was big. So they would give him very good inspection and advice. Whereas the little fellow who only employed ten, had a small premium and it was harder for the insurance company to get around and give them what is called service. Still, they published a good deal and there was a good deal of educative material around.

I think the combination of a better educated group of men coming into the management of factories and the fact that workmen's compensation laws made it cost money to injure people, with the insurance companies preaching that, tended to develop a group of people with whom you could cooperate. You could talk real sense with these people. I could always get together a group of fifty to a hundred employers to talk about a particular problem. In a particular industry you could get awfully good advice about that industry.

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